First Trade Union Bank is an Equal Opportunity Employer offering competitive compensation, comprehensive employee benefits and opportunities for career education and advancement.
Equally important, we are committed to human capital, teamwork, and fostering a rewarding work environment that is based on respect, accountability and high performance.
First Trade Union Bank is a well-capitalized community bank offering a full complement of business and consumer products and services.
We have a long-standing reputation for middle market and small business as our core clients.
We have a profound understanding of our role in the business community: to provide a complete offering of products and services that respond to the needs of business, delivered in a way that encompasses the highest level of personal service in-person, online, or by phone.
We are deep in category experience, and committed to providing the attentive service that today’s businesses require.
First Trade maintains our corporate offices in Boston, MA, with additional office locations in Rhode Island and New York.
Visit us at www.ftub.com. COMMERCIAL LENDING OFFICERA proactive contributing member of the Commercial Lending division, this Relationship Manager position is responsible for identifying and cultivating new customer relationships to achieve new loan and deposit goals.
Will also be responsible for managing and administering a loan portfolio of Commercial Real Estate and/or C&I loans, in accordance with First Trade Union Banks credit policies and procedures, loan quality guidelines, mandatory portfolio yield requirements, and underwriting standards.
· Candidate will be responsible for identifying and acquiring profitable business relationships and cross-selling all bank products to ensure that annual production goals are achieved.
· Ideal target market is small businesses’ with ($2MM-$20MM) in sales.
Responsible for all phases of the process to include: lead generation and sourcing, initial analysis and evaluation of the credit worthiness of submitted loans, adherence to all Bank loan policies/procedures and subsequent management of the loan portfolio.
· Responsible for ongoing credit administration to include the identification and reporting of any internal or external weakness in the loan portfolio and the development of strategies to eliminate or mitigate the risk associated with said weakness/deficiency.
· Responsible for performing consistent, timely and high quality credit administration duties including resolving delinquencies, reviewing risk rating assigned by Credit Officer, completing comprehensive credit file information and ensuring compliance with all legal, regulatory and Bank policy requirements.
· Candidate will be required to participate in community related activities and organizations.
· Ideal candidate will possess strong, consultative sales skills, be committed to providing excellent customer service and possess strong written and oral communication skills.
QUALIFICATIONS: Minimum of 5 7 years experience in commercial lendingCompletion of a formal credit training program or equivalent credit trainingFour year college degree in Business/Finance or a related disciplineStrong organizational, negotiation and communication skillsStrong consultative sales and account management skills Ability to cold call, create and manage networks to drive new businessAbility to work independentlyDrive to succeedWe offer an extremely competitive compensation and fringe benefit package.
Qualified candidates, please forward resume and salary requirements directly via monster.com. IMPORTANT: Please be sure that your email service allows you to receive emails from ftub.com so that we can continue the application process with you.
Commercial Lending Officer Job in Boston 02210, Massachusetts US